Transparency
How QuoteMatch works
QuoteMatch is a free matching service for Ontario businesses seeking commercial insurance. You submit one application. We introduce you to RIBO-licensed brokers who write your type of risk.
The matching process
1. Tell us about the business
Industry, size, and the coverage you need — about three minutes, including niche trades.
2. We do the shopping for you
Your details go to commercial brokerages licensed in Ontario that already place coverage for businesses like yours.
3. Brokers compete for the account
Partner brokers review the risk and follow up with options. Applying is free, and you choose whether to buy.
How we make money
QuoteMatch is free for business owners. There is no fee to submit an application and no obligation to purchase a policy.
We are paid by partner brokerages when we deliver a qualified commercial insurance inquiry that meets their appetite — a flat marketing or referral fee that does not depend on whether you buy coverage. We do not collect a commission percentage on bound policies, and we do not bind insurance ourselves.
Partner brokers compete for accounts that fit their markets. Your application is matched to RIBO-licensed Ontario brokers based on industry and risk profile — not on who pays QuoteMatch the most for an unsuitable lead.
QuoteMatch is an independent matching service, not a licensed insurance brokerage. Coverage is placed only by brokers licensed in Ontario.
Questions about how it works
- Is QuoteMatch free for businesses?
- Yes. There is no fee to submit an application and no obligation to purchase a policy.
- How does QuoteMatch make money?
- Partner brokerages pay QuoteMatch a flat marketing or referral fee for qualified commercial inquiries. We do not take a commission percentage on bound policies and we do not bind coverage.
- Will I see an instant price on screen?
- No. Commercial policies are quoted by a licensed broker after they review your business. The short form is the application, not a bindable rate.
- Is QuoteMatch an insurance brokerage?
- No. QuoteMatch is an independent matching service. Coverage is placed only by RIBO-licensed brokers in Ontario.